Disability Insurance : Insurance
If your company feels the insurance carrier has not billed you correctly - especially at the time of premium audit, then by all means do not wait to send in a premium dispute letter.Your insurance policy should have an address for premium disputes.Each state has its own set of premium dispute rules
Many times when you have a Workers' Compensation claim you will be called upon to give a deposition about your case. There are a number of mistakes one should avoid.
What's less expensive than disability insurance, easier to underwrite, doesn't require a blood test, not occupation sensitive, pays a cash benefit, doesn't require income verification... and doesn't stop at age 65 or 70 or even when you stop working? Answer: Long term care insura
During our working years the ability to guarantee there will be enough income to fund our retirement portfolios and living expenses is typically guaranteed by an insurance portfolio. Long term disability benefits are an essential element for replacing income lost due to disability, and providing a l
Most part-time and full-time workers are covered by Workers Compensation plans from the moment they are hired. The system covers those workers who are injured on the job.
If you are going to drive a car, the law says you must have it insured. For many people, auto insurance is a mixed blessing. On the one hand, it can save you money in ...
Disability insurance is a form of insurance designed to provide periodic income to a policyholder in the event of his/her inability to work as a result of sickness or injury. Disability insurance with coverage for periods longer than six months is termed long-term disability insurance. Typically, di
Most of the people around the world believe that health is wealth. So, you need to give so much attention to obtain good health. To lead the healthy and peaceful life, you need to take necessary precautions and measures of maintaining the good health techniques and many more to do.
The social security and supplemental income disability programs are the largest federal programs providing assistance to people with disabilities. Social security disability insurance pays you and your family benefits if you have worked long enough and paid enough social security taxes.
If you are filing a workers compensation claim, you want to know how long that it is going to take to be processed. There are a lot of different factors that go into processing your compensation claim and you want to make sure that what you are getting is done efficiently, which can be hard with the
There are many ways that Veterinarians can protect their expertise and ability to earn an income. However, Individual Disability insurance is by far the most effective way of providing yourself, your family and your future ...
Industrial accident compensation covers various injuries and disablements that are caused to the individual by working in a certain industry. One of the benefits called the industrial injuries disablement benefit extends to people who are unable to join work for more than two months owing to certain
Insurers use an occupational class schedule to determine the level of risk associated with different occupations. The applicant's class determines by both the type of coverage and the premium to be paid for that coverage.
As a disability insurance specialist, I hear it all the time. I really don't think I will become disabled, I just want disability insurance for the €just in case€. Of course, none of us ever ...
When you seek disability insurance, you should be aware of the two major types of insurance: short-term disability and long-term. If you are working in a corporate organization, you should be able to get both these types of insurance in the form of a group plan. However, if you are self-employed or
Workers compensation costs are rising. According to a recent report by the Workers Compensation Research Institute (WCRI), indemnity costs per claim (the loss of earning capacity, payments for lost wages, or permanent impairment or liability) increased faster from 2007 to 2009 than in prior years.
There are various kinds of injuries that a person might suffer at various stages in life. Road traffic, car accidents, workplace injuries, slips or trips, falls, industrial injuries, building or construction site injuries are some of the types of injuries. It is not easy to get over these kinds of i